RAKBANK posts Dh2.6b profit in 2025, assets cross Dh100b milestone

28/01/2026 05:41 AST

The National Bank of Ras Al Khaimah (RAKBANK) reported a 26% rise in full-year profit for 2025, with earnings after tax reaching Dh2.6 billion, as the lender recorded growth across deposits, lending and non-interest income.

The bank said total assets climbed 19% year on year to Dh105 billion, taking its balance sheet above the Dh100 billion mark for the first time. Deposits rose 18% to Dh70.5 billion, while gross loans and advances increased 11.7% to Dh56 billion.

RAKBANK's return on common equity improved to 20.2%, up from 18.4% a year earlier, while return on assets rose to 2.8% from 2.6%. The lender said its performance was supported by a net interest margin of 4.3% and a CASA ratio of 65%, alongside a 29% year-on-year increase in non-interest income, driven mainly by wealth management, foreign exchange and investment income.

New products, investments pay off
RAKBANK said its balance sheet expanded by Dh16.7 billion over the year, reflecting higher lending activity and deposit inflows. The bank also pointed to the launch of new offerings, including wealth products, SME payment capabilities, crypto brokerage services and corporate escrow solutions.

Asset quality improved during the year, with the impaired loans ratio falling to 1.9% from 2.2% a year earlier. The capital adequacy ratio stood at 18.1%, remaining above regulatory requirements. The bank said its investments in technology, people, infrastructure and premises increased 20% year on year.


Gulfnews

News

Network International buys Rakbank's merchant acquiring business

01/12/2025

Network International (Network), a leading fintech company with operations across the Middle East and Africa (MEA) region, said it has reached an agreement with leading SME bank Rakbank to buy its me

Trade Arabia

RAKBank profits rise 22.7% in first quarter of 2025

22/04/2025

RAKBank's total assets increased by Dh12.2 billion, reflecting a growth of 15.5 per cent compared to the first quarter of 2024.

The National Bank of Ras Al Khaimah (RAKBank) on Monday annou

Khaleej Times

RAKBANK Partners with UAE utility providers FEWA and SEWA

06/03/2018

Similarly, last year the Bank signed an agreement with Sharjah Electricity & Water Authority (SEWA) to facilitate the bill payment via its Digital Banking Platform for customers in Sharjah. The SEWA

CPI Financial

Most Viewed Companies

Ticker Price Volume

Valuation

RAKBANK Sector Market
P/E
Price/BookValue
Dividend Yield (%)

Momentum

Relative Strength
  • 1-Month
  • 3-Month
  • 1-Year
Volume Change
  • 10D Avg Vs 90D Avg
Price Vs…
  • 52-w high
  • 50-day moving avg.
  • 200-Day Moving Avg

Top Related Companies

Ticker Price Change
IHC 392.00 2.00 (0.51%)
INVESTB 3.16 0.15 (4.98%)
FAB 18.16 -0.22 (-1.20%)
EMIRATESNBD 30.68 1.00 (3.36%)
ADCB 13.20 -0.20 (-1.50%)

Recent News

NBK's eSavings Account: A 100% digital savings experience that is smarter, easier

13/04/2026

National Bank of Kuwait announced the launch of its eSavings Account, a fully digital savings account designed to help customers build effective savings plans and effortlessly achieve their financial

Kuwait Times

Zain Kuwait clinches triple titles from Ookla Speedtest

13/04/2026

Zain Kuwait has added another major international win to its growing record of network leadership accolades, winning three prestigious awards from Ookla Speedtest - the world's leading platform for n

Kuwait Times

ADNOC Gas, Fertiglobe named top picks in Bernstein's MENA energy call

13/04/2026

Bernstein has initiated coverage on the MENA energy sector with a bullish view on UAE-listed ADNOC Gas and Fertiglobe, naming both among its top investment picks and pointing to strong cashflow visib

Gulfnews

District cooling enhances efficiency in challenging times: opinion

13/04/2026

In light of growing economic and environmental challenges, energy efficiency has become a top priority for governments and societies alike.

As global temperatures continue to rise and energ

Trade Arabia

Gulf Bank issues its 2025 Sustainability Report

10/04/2026

Gulf Bank has issued its sixth annual Sustainability Report for the year 2025, titled "Converting to a Sustainable Path," highlighting the Bank's ESG progress and performance. The report reflects the

Kuwait Times

logo

Financial Information Co.

Saudi Arabia

GCC Markets

Mutual Funds

News

Investment Tools

Sector News

Screeners

Indices & Commodities

Downloads

Copyright ©2001 - 2025, Financial Information Co. All Rights Reserved.

Terms of Services | Privacy Policy | Advertise with us | Contact Us | Sitemap