06/10/2026 07:15 AST
The NBK Al Manzel program has witnessed strong demand from customers since its launch, reaffirming its position as one of the leading housing finance solutions in the local market. This success is driven by its flexible, end-to-end offerings and strategic collaboration with a select network of leading companies across design, construction, furnishing, and comprehensive home solutions.
This strong customer engagement reflects the program's ability to address a wide range of evolving needs, whether for clients planning to build new homes, renovate or upgrade existing properties, or redesign and furnish their living spaces, within a seamless and well-structured experience.
NBK Al Manzel stands as the largest and most comprehensive specialized housing finance program in Kuwait, offering fully integrated solutions for home construction, renovation, and refurbishment. It has been carefully designed based on a deep understanding of customer needs and the complexities of housing-related decisions, delivering financial flexibility, streamlined processes, and practical support across every stage of the journey.
The program extends beyond traditional lending, offering a fully integrated ecosystem of solutions and support services that accompany customers from initial planning through to project completion, enhancing the overall experience while instilling greater confidence and peace of mind.
Flexible financing solutions
The program offers personal loans of up to KD 95,000 to meet a wide range of housing finance needs, whether for construction, renovation, or home furnishing, supported by a suite of competitive features that have contributed to its strong customer uptake, including:
Flexible repayment tenors aligned with customers' income profiles
Grace period of up to 12 months
Fast and streamlined processing
Exclusive offers and privileges in collaboration with the program's partners
Extensive partner network
NBK Al Manzel is distinguished by its collaboration with more than 70 strategic partners across design, construction, furniture, and home solutions, providing customers with a wide range of reliable options that facilitate the efficient and high-quality execution of their housing projects.
In this context, Abdulrahman Al-Terkait, Vice President - Head of Mortgages at National Bank of Kuwait, said: "The strong demand witnessed by the 'NBK Al Manzel' program since its launch reaffirms the success of our vision to deliver flexible and well-structured housing finance solutions, supported by a high-quality network of partners that meets our customers' needs and simplifies their homebuilding and renovation journey."
"At NBK, we believe that owning a dream home goes beyond a financial decision, it is a defining milestone that reflects an individual's lifestyle and future aspirations. With this in mind, we have designed a program that delivers a fully integrated experience, from the initial concept to the realization of a lifetime homeownership goal," he added.
Al-Terkait emphasized that NBK aims to be a trusted partner to its customers at every stage of their housing journey, offering a holistic experience that combines financing with comprehensive support, reflecting the Bank's commitment to enhancing customers' quality of life and delivering value beyond traditional lending.
The NBK Al Manzel program is integral to NBK's strategy to strengthen its position as a leading financial institution, placing customers at the core of its priorities while advancing innovative, lifestyle-driven banking solutions that deliver greater flexibility and a more seamless customer experience.
The program represents an advanced model of integrated banking solutions, combining smart financing, end-to-end services, and strategic partnerships to transform the homebuilding or renovation journey into a seamless, efficient, and high-value experience.
Kuwait Times
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