United Arab Bank - UAB

Abu Dhabi Securities Exchange (United Arab Emirates)

1.35 0 (-) Last Update 21/09/2026 16:14 KSA

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Quotes

Day High:1.35
Day Low:1.35
Share Outstanding ('000):3,093,826
Market Cap (AED '000):4,176,665
Beta:-0.11
Volume Traded:

25
50-day average volume:21,661
Today's Volume / 50-day Avg.:0

52-W L 52-W H
1.35
1.17 1.6
Price Percentage off 52-week high:15.63%
Price Percentage off 52-week low:15.38%
Transactions:

01
Value Traded (AED):

33.75
50-day average Value (AED):264,670
Today's value/50-day Avg.:0
Performance Comparison

At a Glance

Stock Market:Abu Dhabi Securities Exchange
Official Sector:Financials
Market Cap Size:Micro Cap
Borsat Al Khaleej Sector:Financials
Company Overview
Establishment Date:01/01/1975
Paidup Capital:AED 3,093,825,974
Par Value Per Share:AED 1.000

Activities

United Arab Bank (UAB) is a well-established financial institution in the United Arab Emirates, offering a range of banking services to both individual and corporate clients. Founded in 1975, UAB is partially owned by the Commercial Bank of Qatar. It provides a variety of financial services, including: 1). Retail Banking: Personal loans, credit cards, savings and current accounts, and mortgage services. 2). Corporate Banking: Services tailored for businesses, including loans, trade finance, and treasury services. 3). Islamic Banking: Sharia-compliant banking products and services. 4). Digital Banking: Online and mobile banking platforms for convenient access to banking services. UAB has a Long-Term Issuer Default Rating (IDR) of 'BBB+' with a Stable Outlook from Fitch Ratings. The bank has faced challenges with asset quality, with a significant portion of loans classified as Stage 2 and Stage 3, indicating higher risk. UAB has experienced weak profitability in recent years, including losses on a pre-impairment operating profit basis. UAB adheres to high standards of corporate governance, ensuring transparency and accountability in its operations. The bank has undergone several changes in management, which has been both a challenge and an opportunity for growth and adaptation. Reviews from employees highlight a professional and controlled work environment with opportunities for learning and growth. UAB is known for its cooperative and supportive team, although some reviews mention areas for improvement in training and management practices. UAB faces challenges related to asset quality, profitability, and maintaining a competitive edge in the market. The bank has opportunities to leverage digital transformation, enhance customer service, and expand its product offerings to better meet customer needs. In conclusion, United Arab Bank is a key player in the UAE banking sector, with a strong foundation and a range of services catering to diverse customer needs. While it faces certain challenges, the bank's commitment to governance, customer service, and digital innovation positions it well for future growth.

Board of Directors:

Chairman:

Mohammed F. Al-Qassimi
Vice-chairman:

Omar H. Al-Fardan
CEO:

Shireesh Bhide
General Manager:
Managing Director:
Board Members:

Ahmad M. B. Khalfan

Dr. Mohammed O. Balfaqeeh

Fahad A. Badr

Khalid E. Al-Shamsi

Ms. Asma Al-Qaseer

Ms. Najlaa A. Al-Medfaa

Nureddin S. M. Sehweil

Steven Moss
Auditors:

PriceWaterhouseCoopers

Senior Management

Chief Financial Officer (CFO)

Abdul H. Sheikh

Head of Wholesale Banking

Nael Mourad

Head of Retail Banking

Emre Yalcin

Head of Islamic Banking

Mohammed El-Desouky

Head of Treasury & Capital Markets

Carla Ajaka

Chief Human Capital Officer

Hind Al-Attar

Chief Operating Officer (COO)

Abdullah AlTaee

Chief Risk Officer

Bhaskar Sen

Chief Audit Executive

Biju Nair

Chief Compliance Officer

Zsombor Brommer

Chief Credit Officer

Narayanan Santhanam

Board Secretary

Sereen Makahleh

Announced On	Period	As Of	Net Profit (SAR Mil)	Growth (%)
22/07/2026	6-Month	30/06/2026	201	-3.23
22/04/2026	3-Month	31/03/2026	75	-26.09
09/02/2026	12-Month	31/12/2025	438	45.49
27/10/2025	9-Month	30/09/2025	316	48.67
17/07/2025	6-Month	30/06/2025	208	49.97

Recent Cash Dividends

Contact Details

Emailir@uab.ae
Website http://www.uab.ae
Postal AddressP.O. Box 25022 Sharjah
Phone+971 65987332
Fax+971 65733907
Telex800474

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GFH.KW	2,198.47	168	-1.76	27.74	0	0	0	0.26	0	0
DHBK	2,178.18	2.64	0.38	0.78	9.01	0.07	9.29	0.76	1.19	10.27
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NAHO	699.04	1.85	0	12.12	-65.37	0	0	0.01	0	0
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FACIL	445.34	263	-1.5	15.52	13.38	0	9.02	0.18	2.91	5.95
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CBI	420.89	0.89	0	-11	4.39	0.64	0	0.16	0.52	4.59
WARBACAP	413.41	838	-0.24	2.07	29.17	0	0	0.4	-3.18	0
GIG	390.72	32.96	0.79	28.27	11.6	2.78	0	1.14	2.46	9.86
DOHI	388.03	3	2.04	12.65	6.59	0.15	5.82	0.22	4.18	7.55
WALAA	383.11	10.74	0.37	0.71	-93.68	0.76	0	1.13	7.93	25.35
ALDEERA	381.93	547	-2.67	75.25	8.57	0	0	0.4	-2.2	-4.72
SHL	378.16	13.4	-3.32	-29.01	23.65	0	0	0	0	0
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KUWAITRE	364.33	360	0	4.76	6.27	0	5.21	-0.01	3.72	9.79
LIVA.MSM	361.46	0.35	0	34.62	14.11	0	0	0.08	0	0
KINV	352.37	191	0	-4.41	5.87	0	14.47	0.2	6.84	13.84
NFCI	346.83	0.21	0	69.23	8.21	1.24	0	0.12	2.98	12.96
KPROJ	342.77	75.3	0	-11.31	5.88	0	8.92	0.19	0.29	6.13
PHC	328.23	162	1.25	200.92	-12.57	0	0	0.35	-0.29	-0.45
EIC.ADX	314.39	7.7	0	5.48	8	0.93	8.33	0.03	4.16	9.85
NAYIFAT	313.4	9.69	0.51	-25.48	-11.16	0	0	0	0	0
QISI	306.75	7.35	-0.14	-12.78	7.86	0.37	6.88	0.57	7.35	18.57
SHUAA	268.92	0.26	0	0	-15.98	0.34	0	0.84	-4.67	-6.12
BEMA	268.49	4.7	0	23.25	9.47	0	0	0	0	0
KINS	268	442	0	4.68	16.5	0	9.01	0.06	4.28	10.42
NGI	260.42	5.79	3.94	-4.92	9.79	1.83	0	0	2.65	7.28
ARABIANSHIELD	260.35	11.8	0.68	-6.71	-77.71	0.65	0	1.09	8.66	27.25
ALIMTIAZ	258.62	71.7	-0.7	18.62	-1.83	0	5.04	0.25	13.38	20.14
DHAFRA	243.62	8.95	0	84.16	18.52	2.67	0	-0.08	3.14	10.13
FTI	240.28	658	-1.8	303.93	2,435.31	0	0	0.01	13.45	19.88
SAIC	234.73	14.4	-1.24	-38.45	-5.49	1.06	0	1.06	2.82	2.98
MARKAZ	231.85	141	-1.4	1.39	15.48	0	6.54	0.16	5.34	8.89
AMLAK	228.71	8.3	-0.6	-36.31	11.56	0	0	0	0	0
UNICAP	227.19	280	1.44	-12.42	167.75	0	6.19	0.3	4.06	6.88
ALRAMZ	217.05	1.5	0.67	22.88	12.22	0.03	0	-0.1	4.91	12.37
ARIG	206.8	0.94	0	0	34.43	0.8	10.1	0.03	0.86	3.8
ALOLA	199	132	-1.5	33.33	14.87	0	0	0.35	0.43	0.49
AKHI	197.42	2.83	0.71	18.83	9.76	0.16	4.88	0.36	1.13	2.27
KHALEEJI	194.07	0.07	0	-12.5	12.5	0.61	0	0.84	0.61	4.23
MUTAKAMELA	193.48	11.03	0.18	-12.06	-24.91	1.07	0	1.06	1.46	12.2
CHUBB	190.39	16.82	-1.18	-27.53	67.7	1.47	0	1.13	5.57	13.53
BISB	187.3	0.07	0	-12.5	6.31	0.5	0	0.59	0.79	8.21
JAZIRATAKAFUL	187.15	10.36	0.38	-12.79	35.56	1.06	0	1.11	5.1	7.97
GFIC	186.65	0.36	0	111.76	3.69	2.27	0	0.32	-0.28	-0.76
QLMI	185.84	1.93	-1.03	-14.47	12.2	0	0	0	0	0
TASHEEL	184.15	28.1	0.07	-48.01	7.76	0	0	0	0	0
AWNIC	183.69	3.26	0	-1.21	5.63	0.81	0	0.06	4.05	6.88
ABNIC	177.61	2.74	5.38	-14.43	11.65	0.99	0	-0.07	2.19	6.02
SOLID	175.06	0.39	0	-13.33	7.43	1.84	0	0.03	-2.03	-5
GULFUNIONALAHLIA	172.58	13.71	0.07	15.85	-45.87	1.4	0	1.06	4.41	16.62
FH	172.28	2.09	0	-5	20.41	0.75	0	-0.06	0.88	4.56
TKFL	171.49	5.72	-4.35	-14.29	4.5	1.99	4	-0.14	5.39	16.79
BKIC	162.36	0.43	0	13.16	12.57	0.9	6.12	-0.08	1.42	7.42
WATANIYA	161.39	14.27	-0.91	0.26	15.32	1.42	0	1.05	5.82	24.29
EIBANK	160.33	58.9	0	-10.76	12.94	0.09	0	0	1.08	12.17
KAMCO	159.85	202	2.02	28.3	45.38	0	7.99	0.06	1.49	3.63
QIC	154.14	1.56	0	0	8.83	0.95	0	0.16	3.51	0
NIH	153.93	184	-1.61	45	841.04	0	8.43	0.34	2.04	2.32
QIC.KW	153.75	142	-4.7	9.23	0	0	0	0.03	0	0
BNH	152.84	0.51	0	2	-61.45	1.19	3.88	0.04	4.3	7.72
AAIC	148.26	0.21	0	133.33	29.58	1.25	0	1.72	3.48	5.69
KFIC	145.79	180	-1.64	16.03	42.79	0	0	0.14	0.51	0.74
LIVA	143.38	13.06	2.03	12.18	14.21	1.71	0	1.12	4.74	10.5
ALAIN	142.91	35	0	12.54	-89.84	0.41	3.33	-0.04	0.89	4.23
COAST	133.5	87.4	1.04	19.54	-51.12	0	0	0.6	2.79	2.88
MALATHINSURANCE	130.59	9.2	-1.08	-27.14	38.84	4.75	0	1.07	-0.49	-5.25
SECH	129.32	97.5	-1.02	17.46	616	0	0	0.42	-0.56	-0.59
QUARA	126.64	15.84	0	-8.7	26.61	0	0	0	0	0
DICS	123.4	0.34	0	70	7.01	4.15	0	0.13	-1.1	-7.19
AOFS	122.65	0.15	0	15.38	11.72	0.63	0	-0.01	1.85	7.57
SAUDIDARB	121.01	2.01	-1.96	-29.25	64.4	0.27	0	0.25	-0.24	-0.39
AICC	114.97	8.03	-0.38	-25.32	-5.29	0.86	0	0.99	2.15	6.89
ASIYA	112.81	43.3	1.64	-2.27	-2.07	0	0	0.24	-5.23	-5.37
KMEFIC	112.6	155	1.3	-3.7	-123.9	0	0	0.36	-10.8	-16.32
ALLIANCE	106.16	390	0	0	8.42	0.85	0	0	3.59	10.4
DNIR	103.75	3.3	0	6.11	6.47	0.76	0	0.03	5.66	10.02
BCFC	103.51	0.24	0	4.35	12.18	0.29	7.04	0.21	5.25	15.08
INOVEST	103.06	0.34	0	-34.62	-6.14	0.71	0	0.22	6.94	14.58
RAKNIC	99.69	3.02	0	-8.48	7.67	1.39	0	-0.02	4.14	13.97
ALMANAR	99.62	113	-1.74	9.43	10.24	0	0	0	0	0
WINSRE	98.52	169	-0.59	-9.38	9.43	0	16.34	0.33	-4.25	-8.4
OSOUL	98.31	230	1.76	9.22	89.98	0	0	0.22	4.31	4.5
NCCI.KW	97.64	97.4	-0.92	-5.52	-41.11	0	0	-0.08	0.69	0
ALETIHAD	95.81	6.49	-3.14	-31.26	-1.38	0	0	0	0	0
EMIRATES	94.85	160	0.62	-6.29	32.27	0	9.04	0.43	2.05	2.56
SAWAEED	94.58	6.8	0	0.29	3.96	0	0	0	0	0
BKIKWT	93.61	191	0	0	0	0	0	-0.04	0	0
NLCS	92.97	0.69	0	-5.48	15.83	0.04	4.94	0.86	-1.71	-2.08
ORIENT	90.23	66.3	0	0	0.38	0.14	0	0	5.28	14.46
ALSAGRINSURANCE	85.55	10.35	0.58	-17.82	-9.19	0.6	0	1.08	1.22	2.93
UNION	84.52	1.38	2.22	17.39	6.32	1.46	0	0.14	0.48	2.86
MADAR	83.37	119	0.84	-8.21	-1,412.17	0	0	0.14	-13.01	-68.68
AFNIC	83.33	230	0	9.52	3.49	1.08	0	0	5.59	12.64
UFCI	83.09	0.09	0	50	9.47	0.69	0	0.47	2.32	6.24
OUIC	82.96	0.32	0	33.33	4.53	1.15	0	1.22	2.72	10.66
METHAQ	82.57	0.65	0	0	0	1.27	0	0.45	3.1	20.9
HH	81.66	2.5	0	6.38	8.01	0.46	3.26	0.01	8.09	0
SAICO	81.39	9.73	-0.72	-21.69	29.18	0.82	0	1.06	3.42	14.39
TAHSSILAT	81.2	146	-0.69	-16.67	2,063.27	0	0	0.02	-58.53	-60.86
TFCI	77.31	0.11	0	0	8.33	0.79	0	0.15	3.11	12.17
AMANAINSURANCE	76.21	6.19	-0.49	-10.98	-7.89	0.8	0	1.24	2.44	8.65
ESTERAD	72.75	0.17	0	-10.53	5.3	0.76	0	-0.03	2.85	3.79
TAKAFULEM	72.68	1.84	2.22	16.34	19.71	1.63	0	0.39	0.52	3.98
AMAR	72.38	110	0	30.18	24.79	0	0	0	-8.74	-10.54
HAYAH	68.05	1.25	0	-30.56	50	0	0	0	0	0
MULKIA	66.52	32	0	-2.31	19.79	0	0	0	0	0
FIDELITYUNITED	65.76	1.51	0	-5.63	28.98	1.6	0	0	0.3	0.92
QOIS	65.19	0.76	0	-35.34	-176.74	0.09	0.66	0.52	3.98	4.15
YAQEEN	63.74	9	-4.06	-19.21	-71.44	0	0	0	0	0
AFAI	62.66	0.49	0	0	-28.16	0.99	0	0.03	-3.12	0
ITHMR	58.2	0.02	0	-33.33	2.35	0.13	0	1.65	-0.35	-7.17
ENAYA	57.31	9.17	1.88	5.89	-6.64	1.21	0	1.21	-3.77	-8.59
SICO	56.89	1.52	0	1.33	6.76	0.96	0	0.01	10.26	17.29
ACIG	56.69	6.97	-0.43	-28.75	-3.52	1.22	0	1.01	2.02	7.98
SUKOONTAKAFL	56.59	1.35	0	-4.93	5.17	0.69	0	0.03	4.03	8.06
EKTTITAB	56.3	33	-0.61	40.42	-65.48	0	0	0.44	-4.56	-4.92
MFCI	55.74	0.07	0	40	26.92	0.44	0	0.39	3.26	12.28
BAYANINV	52.14	72	-0.69	19.38	1.48	0	0	0.5	-0.29	-0.71
AMAT	49.9	0.11	0	22.22	5.37	0.79	0	1	1.24	9.37
OQIC	49.26	0.19	0	5.56	7.17	0	0	0.04	0	0
GFC	48.01	365	0	59.83	6.85	0	0	0.09	3.89	0
WATANIA	47.45	0.63	-4.55	-2.9	4.37	0.54	0	0.68	1.85	9.66
WETHAQ	47.02	127	0	8.33	11.7	0	0	0.29	3.29	3.31
ORIENTTKAFUL	42.74	78.5	0	0	1.6	0	0	0	0	0
BMB	42.25	0.04	0	0	-9.52	0.12	0	-0.46	2.13	6.39
ASNIC	41.32	0.66	0	0	-0.94	0.34	0	0.04	0.54	1.41
OEIO	41.07	0.12	-7.7	85.71	0	0.79	0	1.29	-1.59	-4.96
IH	41.06	1.24	1.63	122.81	14.14	1.82	0	-0.01	1.61	4.72
TNI	40.94	0.64	0	30.21	16.67	0	0	0	0	0
MCDE	40.32	0.09	0	25	6.06	0	0	0.42	0	0
IHGS	40.25	2.55	-0.4	-22.09	73.73	0.12	3.28	0.88	-0.26	-0.39
SALAMA	39.44	6.95	-1	-36.64	-3.05	0.92	0	1.12	6.59	24.57
AFIC	37.49	0.14	0	7.69	8.54	0	0	0.14	0	0
EKTTITAB.DFM	37.29	0.41	-2.39	43.33	0	0	0	0.58	0	0
UCA	36.03	3.38	0	-33.07	-0.85	0.36	0	0.99	4.36	15.87
AMAN	35.64	0.54	-5.27	93.33	6.64	1.37	0	0.53	-1.23	-19.5
BEYOUT	32.88	329	-0.31	-12.79	1.29	0	0	0	0	0
GULFGENERAL	30.06	3.69	-1.34	-22.95	-1.16	0.37	0	1.21	4.81	12.27
UGIC	26.4	0.05	0	25	5.75	0.32	0	0	2.33	5.91
TAOI	24.89	0.06	0	20	13.33	0.39	0	0.24	8.15	13.81
TAKAFUL	21.45	0.13	0	0	5.96	1.25	0	0.1	0.52	3.12
OSOOLANDBAKHEET	20.12	9.32	0	-60.34	-1.26	0	0	0	0	0
OEIHC	18.91	0.55	0	62.86	95	0	0	-0.01	0	0
FINC	18.15	0.1	0	150	-19.61	0.93	0	-0.05	-0.67	-1.27
AMII	17.63	0.08	0	0	-4.76	0.22	0	1.48	0	0
ALSALAMSUDAN	16.51	0.51	-5.56	-19.35	0.01	0.05	0	0.48	3.55	7.21
MCTI	14.58	0.51	0	-45.16	3.11	0.3	0	0.04	2.57	8.13
DBIS	13	1.63	-1.22	61.54	103.07	0.19	0	0.55	2.79	7.23
FSCI	12.44	0.24	0	50	12.12	3.61	0	0.29	-2.3	-3.01
ORIC	7.18	0.09	0	0	0.48	0	0	0	0	0
AKIC	6.53	0.24	0	0	0	0.68	0	-0.03	-19.63	-93.13
DBIH	5.44	0.07	0	-22.22	-350	0.67	0	1.14	3.04	3.16
MANAZELHOLD	0	0	0	0	0	0	0	0.56	1.95	7.46
EIB	0	0	0	0	0	0	0	-0.05	1.13	9.6

United Arab Bank - UAB

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